Funding Your Care

Making Life Easier for Residents and their Families.

We understand that the decision to enter a nursing home environment is a difficult decision and we aim to make that process as seamless as possible. 


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National Treatment Purchase Fund

The Fair Deal Scheme is Government funded and  offers financial assistance to help cover the cost of care. The level of financial assistance is dependent on the individual. 

All of our nursing homes except Newtownpark House accept payment on the National Treatment Purchase Fund (NTPF) Fair Deal Scheme. You can discuss your options with any of our participating homes.

Funding Your Own Care

You can choose to pay your Nursing Home care privately if you wish. Some Nursing Homes only accept Private Funding as a form of payment so always check with your preferred Home.

You can claim tax relief on Nursing Home fees paid by you. This can be claimed at your highest rate of tax. For more information on tax relief on Nursing Home expenses please see Revenue’s Website

Transitional Care Funding

In some instances the Health Service Executive (HSE) may pay for your care in a Private Nursing Home for a period of time while your Fair Deal is being processed. This is determined on an individual basis and is at the discretion of the HSE.

Funding for Short Term Care

Some cash grants are available from your local public health nurse and in addition the Carer's Support Grant is an annual payment made to people on Carer's Allowance in June, which can be used towards funding for Respite Care in a residential care facility like CareChoice.

Funding Options

National Treatment Purchase Fund

The Fair Deal Scheme is Government funded and  offers financial assistance to help cover the cost of care. The level of financial assistance is dependent on the individual. 

All of our nursing homes except Newtownpark House accept payment on the National Treatment Purchase Fund (NTPF) Fair Deal Scheme. You can discuss your options with any of our participating homes.

Funding Your Own Care

You can choose to pay your Nursing Home care privately if you wish. Some Nursing Homes only accept Private Funding as a form of payment so always check with your preferred Home.

You can claim tax relief on Nursing Home fees paid by you. This can be claimed at your highest rate of tax. For more information on tax relief on Nursing Home expenses please see Revenue’s Website

Transitional Care Funding

In some instances the Health Service Executive (HSE) may pay for your care in a Private Nursing Home for a period of time while your Fair Deal is being processed. This is determined on an individual basis and is at the discretion of the HSE.

Funding for Short Term Care

Some cash grants are available from your local public health nurse and in addition the Carer's Support Grant is an annual payment made to people on Carer's Allowance in June, which can be used towards funding for Respite Care in a residential care facility like CareChoice.

Fair Deal Application Process

Step One

Care Needs Assessment

This is an assessment that looks at the care needs of the older person, their ability to live independently, ability to make everyday decisions and examines what available supports are at home and in the community.

In order to qualify for the Fair Deal- Nursing Home Support Scheme the applicant’s assessment will need to recommend long term care as existing supports and home care will not meet the applicants care needs.

The Care needs assessment is carried out by healthcare professionals such as a Geriatrician or a District Health Nurse who will need to meet and assess the applicant.

Step Two

Financial Assessment

This looks at the income, assets and liabilities of the applicant and determines the applicant’s contribution to their cost of care and the corresponding level of financial assistance (“State Support”) that they will receive.

Under the Scheme the applicant will pay 80% of their income and 7.5% of the value of any assets you may have per annum. These figures are reduced for couples.

Step Three

Application for Ancillary State Support

Under the Nursing Home Support Scheme, you do not have to pay the asset contribution during your lifetime. The HSE pays this element of your assessed contribution towards your cost of care which will be accumulated as a loan (Called the Nursing Home Loan) and collected by the Revenue Commissioners from your estate after your death.

The Nursing Home Loan

The loan will be registered as a charge on your property. Where you have a partner living in your family home this debt can be further deferred if funds are not available to pay the loan from your estate. This is a complex area and we will happily discuss how it will impact the applicant’s personnel circumstances.

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Happy Residents, Happy Home 

CareChoice as a group, from the top management to all staff, work hard to make sure all residents are living life to the fullest.

CareChoice
Group Support Office

CareChoice Group
First Floor, Block 10-2
Blanchardstown Corporate Park 1
Blanchardstown
D15 A25K